Terms of Service

Last Updated: October 2026

1. Acceptance of Terms

By accessing or using the services provided by Esmerio Solutions, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, then you may not access our standard or tailored services.

2. Description of Service

Esmerio Solutions is a Global Product Studio providing software development, UI/UX design, application strategy, and proprietary SaaS platforms (like Frugi and CashbackNet). We build sophisticated digital products tailored to founder and enterprise needs.

3. Intellectual Property Rights

For client projects, all related intellectual property rights developed by Esmerio Solutions are transferred to the client upon full payment, unless otherwise explicitly stated in the specific Statement of Work (SOW).

4. Limitations of Liability

In no event shall Esmerio Solutions, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.